OUR COMPANY St. Louis Retirement Advisors specializes in providing retirement income planning and in providing diversified investment and risk management strategies. As independent fee based advisors we generally work with clients between the ages of 55 and 70. Our focus is on turning a lifetime of savings into a lifetime of income and investment management. It is important to our Firm that our clients always have enough income to maintain their dignity and independence in retirement.The clients that we serve all seem to have one common goal. They want to maintain their current lifestyle and spending habits throughout their joint retirement years. To that end, we strive to identify, to plan for, and to minimize as many threats and risks to their retirement lifestyle as possible. Controlling retirement risks such as taxes, investment fluctuations, cost-of-living increases, healthcare costs, long-term-care, and simply planning for the reality of living past the age of 90 will make all the difference to your enjoyment of a comfortable retirement. Our Process Our process is very simple. To get to know each other better we sit together around the table at our office and enjoy a cup of coffee or a diet- Coke. We talk about anything and everything that's important to you and your family regarding your retirement dreams and goals. If something is important to you, it's important to us.Our goal is to answer any questions you may have regarding our retirement income planning process and our investment services. At the same time we ask questions to clarify your specific retirement financial goals, desires, and concerns.Most importantly, our new clients talk about their kids and family and about the desire of maintaining their current lifestyle throughout retirement. Replacing paycheck income, social security and pension benefit planning, healthcare concerns, and investment asset allocation are topics that always come up. Also, we want to understand your ability, need, or willingness to accept investment risk. Taxes, long-term care, wills and trusts and beneficiary planning are all popular topics.During the second meeting we summarize your retirement goals and desires and present to you a comprehensive investment and retirement income plan that serves as a blueprint to pursue everything that's important to you. As your financial advocate, we offer objective ideas, suggestions, and alternatives focused on making your long-term retirement successful. We are confident that your decision to work with us as your family's financial advocate and as your investment and risk management partner during your retirement lifetime will have been a meaningful decision.